Chart 02 — The Currency Amplifier

The Rupee's Decline Is a USD Investor's Hidden Gain

USD/INR historical rate and how INR depreciation has structurally amplified returns on US-listed stocks for Indian investors
USD/INR Exchange Rate — 5-Year History
Currency Effect on LITE Returns
If you bought at 52-week low ($80)
Entry: $80 × ₹85/$= ₹6,800 invested
Exit: $945 × ₹95.1/$= ₹89,870 today
USD return+1,081%
INR return (actual)+1,221%
Currency added +140% to your return
Buying today at current price
Entry: $945 × ₹95.1/$= ₹89,870 per share
If target $1,105 · INR ₹99= ₹1,09,395 received
USD return+17%
INR return (estimated)+21.7%
Currency adds ~4-5% on top of USD return
When Currency Hurts
If INR appreciates vs USD (rare, but possible if RBI intervenes aggressively or FII inflows surge), your USD gains shrink in INR terms. A 5% rupee appreciation on a 17% USD gain leaves you with only ~12% in INR. The currency works both ways.

Sources: TradingEconomics.com, MTFX Historical Data. USD/INR: FY2021 ~74, FY2022 ~79, FY2023 ~82, FY2024 ~84, FY2025 ~87 average, current June 2026 ~95.1. INR has depreciated ~28.5% against USD over 5 years or approximately 5.1% annualised. Currency return calculations use simple multiplication for illustration; consult a CA for precise exchange rate calculations per Income Tax Act (SBI TT buying rate method).
CURIOUS INVESTING INSIGHTS